Category: Budgeting

I do a quite a bit of walking.  There are many reasons I like to walk.  Sometimes the weather prevents me from getting outside for my routine exercise, and sometimes I just don’t have time.  This week, I walked to church, to the Verizon store, and to the grocery store twice.  For me, that’s about…

The beauty of the Debt Avalanche method of paying off debt is that it reduces the total amount of interest you will pay by eliminating the highest interest debt first.  You really need to get rid of that high interest stuff as quickly as you can.  Those monthly interest charges will eat you alive.  Transferring…

Throughout my years, there have been several times that I rationalized borrowing from my 401k as a satisfactory money management method.  As dumb as that may seem, I’ve seen dumber. I remember hearing, once, that someone I know who was in their early 40’s had emptied out their 401k.  It was an emergency.  Their car…

This interview (with myself) is in regard to to credit card use as a tool in managing spending.  In almost every situation, it’s advisable to stay as far away from credit cards as you can.  They’re evil, and they can get you in deep trouble…yet I use them anyway.  Keep reading to learn why I…

So many parents feel strongly that their children need to go to college when they finish high school, and they feel responsible for helping their children with college expenses. I’m in favor of a college education for most people. That’s why I encouraged my children to pursue a college education when they had finished with…

…Even though Dave Ramsey says “Don’t do it!” I’ve taken the “Financial Peace University” series twice and have been coordinator of the course three times. I have a huge respect for Dave and everything he teaches. He’s made a profound impact on the lives of my wife and I and in my children’s families. Clearly…